Life Insurance in and around Sterling
Coverage for your loved ones' sake
What are you waiting for?

Would you like to create a personalized life quote?

Protect Those You Love Most
When it comes to excellent life insurance, you have plenty of choices. Evaluating providers, coverage options, riders… it’s a lot, to say the least. But with State Farm, you won’t have to sort it out alone. State Farm Agent Randy Carruthers is a person who is passionate about helping you generate a plan for your specific situation. You’ll have a straightforward experience to get budget-friendly coverage for all your life insurance needs.
Coverage for your loved ones' sake
What are you waiting for?

Life Insurance Options To Fit Your Needs
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you opt for will depend on your current and future needs. Then you can consider the cost of a policy, which is calculated using the age you are now and how healthy you are. Other factors that may be considered include personal medical history and body weight. State Farm Agent Randy Carruthers can walk you through all these options and can help you determine how much coverage you need.
It's never a bad time to make sure your loved ones have coverage against the unexpected. Get in touch with Randy Carruthers's office to learn more about State Farm's Life insurance options.
Have More Questions About Life Insurance?
Call Randy at (970) 522-6666 or visit our FAQ page.
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- Explore estate and end-of-life planning tools.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Randy Carruthers
State Farm® Insurance Agent
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.